You'll be able to still get a zero% card that will help you repay your payday loan, it is just going to be a bit more complex, as these are zero% on spending rather than on cash transfers.
A payday loan is when a lender, like LendUp, affords you a online payday .
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What is Pligg?

Pligg is an open source Content Management System (CMS) that you can download and use for free.